Welcome to Zar Mortgage Brokers Review Blog.

Wide Bay Australia Review by a Zar Mortgage Broker

Wide Bay Australia say their home loan products are “designed with your needs in mind”, “affordable and flexible – we focus on the whole loan package” and in part we have to agree. Wide Bay offer reasonably competitive loan packages with a standard product offering although the ‘mortgage muncher & mortgage muncher professional’ may be a product to consider if you are looking for a fixed with a 100% off set account. We can normally obtain a better interest rate than Wide Bay Australia with other lenders but at times they can go outside the banking square to help a client get a loan.

Positives
Going Outside the Square
After Settlement Service is great

Negatives
Current rates are not the best
At times processing can take some time and legal’s are outsourced which can cause settlement delays, talk to your broker as this should not be an issue if it is managed with the broker and banks staff.

Comments on this review are the opinion of the broker at the time of posting and subject to change at any time. This is not a product or lender recommendation we suggest talking with your mortgage consultant to confirm this lenders products will suit your personal needs.

Things you should know
The information contained within this page is general in nature. It serves as a guide only and does not take into account your personal financial needs. Before you act on this information you should seek independent legal and financial advice. Zar Mortgage Brokers does not warrant the accuracy or appropriateness of this information.

Westpac Review by a Zar Mortgage Broker

Westpac offer reasonably competitive loan packages with a standard product offering. Not much more to say about Westpac at the moment the product offering is not competitive enough to put up with some of the processing issues we see at times. All in all they are not a bad bank but are not leading the pack in product or service, probably best for current Westpac clients who at times can negotiate a better rate. This changes regularly so do not be concerned if Westpac is put up against other lenders products in the near future.

Positives
At times offer discounts above advertised rates

Negatives
Current rates are not the best
At times processing can take some time with a central processing centre that sometimes doesn’t understand each states specific requirements, talk to your broker as this should not be an issue if it is managed with the broker and banks staff.

Things you should know
The information contained within this page is general in nature. It serves as a guide only and does not take into account your personal financial needs. Before you act on this information you should seek independent legal and financial advice. Zar Mortgage Brokers does not warrant the accuracy or appropriateness of this information.

The Rock Building Society Limited Review by a Zar Mortgage Broker

The Rock Building Society Limited offer at times some of the most competitive fixed loan packages. Currently they offer Redraw on additional repayments to their fixed rate products which is something most lenders do not. They describe themselves as ” We may not be one of the big guns, but that’s the way we like it at The Rock. It means we know our customers and we care for customers – in a way the big banks can’t” and in our experience we would have to agree. Being a small lender sometimes they cannot look outside the square as much as some of the other majors but most of the time this does not become an issue.

Positives
Rates at times are market leading
Service is normally great

Negatives
At times processing can take some time with outsourced documentation preparation, talk to your broker as this should not be an issue if it is managed with the broker and banks staff.

Things you should know
The information contained within this page is general in nature. It serves as a guide only and does not take into account your personal financial needs. Before you act on this information you should seek independent legal and financial advice. Zar Mortgage Brokers does not warrant the accuracy or appropriateness of this information.

Suncorp Review by a Zar Mortgage Broker

St George Bank Review by a Zar Mortgage Broker

Police & Nurses Mutual Banking Review by a Zar Mortgage Broker

Pepper Home Loans Review by a Zar Mortgage Broker

NAB National Australia Bank Review by a Zar Mortgage Broker

MKM Capital Pty Ltd Review by a Zar Mortgage Broker