Buying Your Next Home

Buying your next home is exciting, but it can seem a little overwhelming. We are here to make the process as easy as possible by providing you with the necessary information and resources before you start shopping for your next home. The more you know, the easier it will be to turn your dream of owning your next home into a reality.

Your loanshome.com.au Website and Home Loan Consultants can help you answer all of your questions about buying your next home.

Start your free loan comparison service and borrowing capacity check.

home loan comparison

How much deposit will I need?

Most lenders require a minimum deposit of 3% to 10% for a home loan; however, there are options that may allow you to purchase with a 0% home loan deposit with 100% home loan mortgages.

Your Zar Mortgage Brokers Consultant can calculate the exact amount you will need for buying your next home. Click here for more information or use our home loan deposit calculator.

mortgage deposit calculator

Can I buy before I sell?

It is possible to get a bridging loan. Bridging home loans allow you to buy your next home by using the equity in your current home as security. Depending on your circumstances, there may be other available options; however, these are very specific to each situation and we suggest you speak with a mortgage broker. Zar Mortgage Brokers Consultants are experienced in finding the right solution for your unique situation, so call us today to discuss your options.

What are all the costs of buying?

The costs of buying and financing your next home include the lender’s application fees, mortgage insurance if you are borrowing more than 80% of the property value, your own costs (conveyancing, inspections, etc.) and government duties, such as stamp duty. Stamp Duty Calculator

How much can I borrow?

How much you can borrow when buying your next home depends on your current income, deposit amount and credit history. With our free comparison service, your Zar Mortgage Brokers Consultant can work this out quickly and easily for you. Provide your details on our How Much Can I Borrow Calculator for your free loan comparison service and borrowing capacity check.

home loan comparison

How much will my repayments be?

Once you choose the loan to buy your next home, your Zar Mortgage Brokers Consultant will let you know how much your repayments will be. Use our Loan Repayments Calculator for an estimate.

home loan repayment calculator

How do I find the best loan?

Eliminate the hassle of shopping around when buying your next home – your Zar Mortgage Brokers Consultant will do the work and help you choose a loan solution that is right for you.



Start your free loan comparison service and borrowing capacity check.

home loan comparison

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